Santander InnoVentures Report

Spanish bank Santander operate an investment capital fund for new ventures in financial technology, called InnoVentures.  The fund has recently released a report on emerging financial technologies, written with management consultants Oliver Wyman and investment firm Anthemis.

The report identifies four areas of new technology likely to impact the financial world:

* The rise of the Internet of Things, the network of devices and objects able to communicate with one another.

* Creating value from data by smart data analysis.

* Embedding distributed ledger technology across all major operations.

* Reducing or eliminating search and other transaction costs for customers.

Written at a high level, the report does not require readers to have a technical background.  It is insightful and clear, and we recommend it to you.

The report is available from here:


http://santanderinnoventures.com/wp-content/uploads/2015/06/The-Fintech-2-0-Paper.pdf